"The long standing relationships we build
with our clients are important to us. We get to know them, which allows us to structure a mortgage program that makes sense for them and their unique circumstances."
Patrick Ervin
Executive Managing Director
Patrick Ervin and his team know your home is an essential part of your life, so we offer competitive rates and numerous customized mortgage products to suit your lending requirements. We are dedicated to facilitating a quick, smooth mortgage process from application to closing, and our personal approach to your residential mortgage needs ensures that you are handled professionally and efficiently. Our products are always competitively priced and include jumbo, FHA, conventional fixed rate mortgages, as well as reverse mortgages.
Our loan origination team includes Patrick Ervin, Rod Armstrong, Ozzie Jacobson, Mary LaCroix, Joe Lockwood, Tom Slater and Tim Wayland. They are available to meet with you at our office, your home or place of business, at a time that is convenient for you.
Home Mortgage Disclosure Act Notice
The HMDA data about our residential mortgage lending are available for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at this office regarding the locations where HMDA data may be inspected. To receive a copy of this data send a written request to:
First Michigan Bank
2301 West Big Beaver Road, Suite 525
Troy, Michigan 48084
Michigan's Relationship Bank
